Profile Setup
This information is used to model healthcare costs for your household and optimize your ACA subsidies.
State: CA
Tax Filing Status assumption: Automatically set to Married Filing Jointly based on household composition. (2+ adults) This affects Medicare IRMAA calculations for age 65+.
How much do you need annually for all expenses EXCEPT healthcare? We'll calculate healthcare costs separately on the next page.
This should include housing, food, transportation, entertainment, etc. — everything except health insurance and medical expenses.
This is the full cost of ACA marketplace health insurance for household members under age 65, before any subsidies. You can click "Use Estimate" for a ballpark number, but it's best to get the exact value for your household by plugging in a very high income (eg. $500,000) in Healthcare.gov or the KFF Calculator
⚠️ Please enter a premium or click "Use Estimate" to continue
The field will clear automatically if you change your ZIP code or household members.